You see, I’m what they call a “creative genius.”  I have a brain so out-of-control, half the time I can’t even make sense of the shit I come up with.  All I know is that I am constantly sprouting figurative light bulbs out the top of my dome, having what

It’s that time of year again. Super Bowl time, that is. And you know what that means – it’s party time. I mean, I don’t even like football (well, not the American version at least) but hey, when in America – do as the Americans do. Place your bets, watch

Disclaimer: I only recommend this for the truly rebellious broke-ass. If caught, you can be currently fined $100. A bill was recently passed by the State Senate that would potentially increase this fine to $500. Beware. Have you ever been stuck with no MetroCard and no money? Better yet, Have

I know there are tons of coupon books that overwhelm your inbox with daily deals everyday, but this one is something you will actually want to check out. Chinook Book saves you money on products and offers that truly make a difference. By becoming more environmentally aware here in the Bay Area,

I am notorious for inadvertently wasting money. It is something that I am not proud of and I have to work very hard to change my bad habits. After learning some very hard lessons, here are some ways that I try not to piss away my money: 1. Do a

So if you haven’t seen these ads, commercials, pop-ups or other propaganda saying something like “We can fix your credit today” or “Bankruptcies, tax liens, removed” you must be living under a rock. It is so tempting to sign up for these services and give yourself the fresh start you

I went into the bank the other day to open a new personal checking account. As I am sitting with the banker, we are having a casual conversation about bank fees. When I mentioned the new law that would require them to charge $15.00 per month for debit card transactions,

This is a tough question, particularly for city-dwellers. We have all heard the lessons our parents have taught us about the importance of home ownership, but let’s be real, we live in a very different time. The “American Dream” of owning a home, having 2.5 children, a dog and a