You may need to dramatically decrease your living expenses if you are facing job loss, unexpected expenses, or overwhelming debt, etc. On the other hand you may be in a situation where you feel like you would like to significantly ramp up your savings capacity in the short term, through lowering your living expenses. If you find yourself in any of these situations, here is what I recommend you consider:

I grew up with a Greek step-family.  Despite the many years of being in close proximity to Greeks, I am still markedly not ‘˜one of them’.  I have a Papou but no grasp of the language.  I drink Ouzo in Astoria but can’t shake my thing like a bellydancer.  I

As a full blown queer living in San Francisco, a shocking number of my straight friends have confided in me that they’ve had homosexually charged erotic fantasies. From what I’ve observed, it appears as though everyone has had at least one secret experience that made them feel a  little faggy,

One of the benefits of graduating from New York University is that you are one in a million’literally.  Since there are so many of you/us it stands to reason that some of you/us will eventually reap the rewards of being part of your/our large community of graduates.  One of those

If anything this post will make me seem like the old man I am, but remember Napster? Man those were the glory days. Do you know how many unreleased Radiohead and Soul Coughing songs I had access to in my early college days? There was no question (from me) about

Would you rather spend $2 on average per day on coffee or have $119,754 in 40 years? (based on 6% annual interest rate, from http://finishrich.com/lattefactor/)

You may say yes and you may say no. I don’t judge you either way. There are many things I would rather experience today than have lots of money later. However there are other things I choose to go without. What I want for you is to know your priorities and to make an intentional and conscious choice versus an unconscious one.

The woman who hands out coupons for discounted tooth whitening at the Bedford Avenue stop in Brooklyn has gotten me thinking.  If there is one thing broke ass people can’t afford it is dental care.  I myself have been extremely slack in taking care of my chompers at certain poorer-than-average

Why should I care about my credit score? – c.c.

Ok so what I am hearing is, “Why should I care about my credit score when it doesn’t matter because I’ll never afford to buy a house in sf/nyc?.. and I don’t need a car.” I can understand this…